REALI REFINANCE
From Dungeon to Daaaaang
If you can dream it, you can build it. Make it all happen with a mortgage refinance from Reali Loans.
If you can dream it, you can build it. Make it all happen with a mortgage refinance from Reali Loans.
WHY REFINANCE?
Get the most out of your mortgage.
Get a better rate.
Happy with your current mortgage? Why not check to be sure? Better safe than sorry, we say.
Get cash.
Use a cash-out refinance and tap into the equity you’ve built to finance home improvements or to cover unexpected expenses.
Remove PMI.
Once you have 20% equity in your home, remove private mortgage insurance and save on your monthly payments.
Change terms.
Go from flexible to fixed mortgage change the total number of years, or the total payment amount so you can save more for retirement. We’ve got options.
Consolidate loans.
Carrying two mortgages? A refi is an easy way to streamline your finances and save on the interest you pay. Ask your Loan Officer to learn more.
Buy out a co-owner.
Co-owning a house isn’t always forever. With a buy out refi, you can pay a co-owner’s share of the equity and remove them from the deed.
HOW REALI REFI WORKS
Go from step one to totally done, faster than ever before.
1
Apply.
Search for your preferred monthly payment terms and get access to the best available mortgage rates in seconds. Need help? A Loan Advisor is available to answer all your account questions.
2
Lock Your Rate.
Reali Rate Lock safeguards you from future interest rate increases. Lock your low rate in minutes, completely online, no tedious document uploads required. Save time and skip the stress.
3
Confirm the Details.
All personal documentation is sent online via your secure portal for refinance loan approval. Once everything has been verified and checked, Reali confirms you're elibigle and begins the final step!
4
Close the Deal.
Once all the i’s are dotted and t’s are crossed, your Loan Officer will notify you when your refinance loan has been funded and disbursed to escrow!
WHY CHOOSE REALI?
Compare us to the rest, then choose the best.
Reali Loans
Other Digital Lenders
Traditional Banks
Rate Savings
$20,000 average savings over the lifetime of the loan*
Anybody’s guess
No way
Lending Fees
No lending fees or commissions
Varies wildly, though some offer no-fee loans
1% origination fee, additional charges for rate lock
Funding Speed
As fast as 21days
Typically 45 days
45 days
Application Process
Completely online
Mostly online, with some steps offline
Half online, half off
Customer Support
Dedicated Loan Officer as single point of contact
Different people at different steps
Just hope the on-hold music is good
Let’s get you refinanced, baby!
Finding a mortgage lender is easy, but finding one with awesome rates and no hidden fees is another story. We must be doing something right, because we made the list of Forbes Best Mortgage Lenders 2021.