From Dungeon to Daaaaang

If you can dream it, you can build it. Make it all happen with a smart mortgage refi from Reali Loans.

If you can dream it, you can build it. Make it all happen with a smart mortgage refi from Reali Loans.

cnbc logo image
nerdwallet logo image
the wall street journal logo image
zillow logo image
trustpilot logo image
cheddar logo image
forbes advisor best mortgage lenders 2021 logo image


Get the most out of your mortgage.

Refinancing an existing mortgage is usually about more than just getting a better rate. Here’s how savvy homeowners make the most of their mortgage with a smart refinance.

Get a better rate.

Happy with your current mortgage? Why not check to be sure? Better safe than sorry, we say.

Get cash.

Tap into the equity you’ve built in your home to make improvements or to cover unexpected expenses.

Remove PMI.

Once you have 20% equity in your home, remove private mortgage insurance and save on your payments.

Change terms.

Go from flexible to fixed, or change the term length so you can save more for retirement. We’ve got options.

Consolidate loans.

Carrying two mortgages? A refi is an easy way to streamline your finances and save on the interest you pay.

Buy out a co-owner.

Co-owning isn’t always forever. With a buy out refi, you can pay a co-owner’s share of the equity and remove them from the deed.


Go from Step One to Totally Done, faster than ever before.



Enter your preferred terms and get the best avaible rate in seconds. Need help? A Loan Advisor is available to answer all your questions.


Lock Your Rate.

Reali Rate Lock safeguards you from future increases. Lock in minutes, completely online, no tedious document uploads required.


Confirm the Details.

All documentation is sent online via your secure portal for approval. Once everything has been verified and checked, Reali funds your loan.


Close the Deal.

Once all the i’s are dotted and t’s are crossed, your Loan Officer will notify you when your loan has been funded and disbursed to escrow!

reali loans desktop image
reali loans desktop image
Reali Loans New Mortgage Service Area Map

Where We Lend

We’re always expanding our footprint but for now, Reali Loans is offered in California, Colorado, Florida, Georgia, Illinois, Maryland, Utah, Virginia, and Washington.

To get the latest updates, follow us on Facebook or LinkedIn.


Compare us to the rest, then choose the best.

Other lenders may have great rates but lousy service and tech. Or premium service, but also a premium price. Here at Reali, we want you to have it all: savings, service, and the smartest tech. Really.

Reali Loans

Other Digital Lenders

Traditional Banks

Rate Savings

$20,000 average savings over the lifetime of the loan*

Anybody’s guess

No way

Lending Fees

No lending fees or commissions

Varies wildly, though some offer no-fee loans

1% origination fee, additional charges for rate lock

Funding Speed

As fast as 21days

Typically 45 days

45 days

Application Process

Completely online

Mostly online, with some steps offline

Half online, half off

Customer Support

Dedicated Loan Officer as single point of contact

Different people at different steps

Just hope the on-hold music is good

forbes advisor best mortgage lenders 2021 logo image

Let’s get you refinanced, baby!

Finding a mortgage lender is easy, but finding one with awesome rates and no hidden fees is another story. We must be doing something right, because we made the list of Forbes Best Mortgage Lenders 2021.