Effective date: January 1, 2020
Reali Disclosures And License Information
Reali is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Reali Loans State Disclosures
Reali Loans, Inc. is a licensed mortgage lender. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure or we are not licensed there):
|State||Regulatory Agency||License Number|
|Arizona||AZ Department of Financial Institutions||945189|
|California||CA Bureau of Real Estate||01926580|
|California||CA Department of Financial Protection and Innovation (DFPI)||60DBO68584|
|Colorado||CO Department of Regulatory Agencies – Division of Real Estate||N/A*|
|Georgia||GA Department of Banking and Finance||59018|
|Illinois||IL Financial & Professional Regulation||MB.6761301|
|Michigan||MI Department of Insurance and Financial Services||FL0021338|
|Oregon||OR Division of Finance and Corporate Securities||ML-5572|
|Pennsylvania||PA Department of Banking and Securities||64065|
|Texas||TX Department of Savings and Mortgage Lending||N/A*|
|Virginia||VA Bureau of Financial Institutions||MC-6810|
|Washington||WA Department of Financial Institutions||CL-991397|
*State does not use license numbers
** Lenda, Inc. is currently in the process of changing its legal name to Reali Loans, Inc. in all states where active licenses are held. These states are currently operating under Lenda, Inc. until authorization has been given by the appropriate state agency to operate under Reali Loans, Inc. Disclosures may reflect Lenda, Inc., a wholly-owned subsidiary of Reali, Inc.
Reali Federal Disclosures
FHA Non-Supervised Lender Title II Mortgagee Number: 00615-0000-0
Nationwide Mortgage Licensing System Number – 991397.
Texas Mortgage Banker Disclosure
Pursuant to the requirements of Texas administrative code, Title 7, Section §81.200(c), you are hereby notified of the following:
Mortgage Banker: Reali Loans, Inc
NMLS ID: 991397
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.