Licensing

Effective date: January 1, 2020

Reali Disclosures And License Information

Reali is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Reali Loans State Disclosures

Reali Loans, Inc. is a licensed mortgage lender. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure or we are not licensed there):

State Regulatory Agency License Number
Arizona AZ Department of Financial Institutions 945189
California CA Bureau of Real Estate 01926580
California CA Department of Financial Protection and Innovation (DFPI) 60DBO68584
Colorado CO Department of Regulatory Agencies – Division of Real Estate N/A*
Georgia GA Department of Banking and Finance 59018
Illinois IL Financial & Professional Regulation MB.6761301
Michigan MI Department of Insurance and Financial Services FL0021338
Oregon OR Division of Finance and Corporate Securities ML-5572
Pennsylvania PA Department of Banking and Securities 64065
Texas TX Department of Savings and Mortgage Lending N/A*
Virginia VA Bureau of Financial Institutions MC-6810
Washington WA Department of Financial Institutions CL-991397

*State does not use license numbers
** Lenda, Inc. is currently in the process of changing its legal name to Reali Loans, Inc. in all states where active licenses are held. These states are currently operating under Lenda, Inc. until authorization has been given by the appropriate state agency to operate under Reali Loans, Inc. Disclosures may reflect Lenda, Inc., a wholly-owned subsidiary of Reali, Inc.

Reali Federal Disclosures

FHA Non-Supervised Lender Title II Mortgagee Number: 00615-0000-0

Nationwide Mortgage Licensing System Number – 991397.

Texas Mortgage Banker Disclosure

Pursuant to the requirements of Texas administrative code, Title 7, Section §81.200(c), you are hereby notified of the following:

Mortgage Banker: Reali Loans, Inc

NMLS ID: 991397

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.