Better rates. Faster funding. Happy homes.

Better rates. Faster funding. Happy homes.

Reali Loans is how lending should have been all along: simple, stress-free, and affordable.

Reali Loans is how lending should have been all along: simple, stress-free, and affordable.


It's your money.
Get more for it.

Instant rate lock

Tired of waiting for days to know what you'll owe? Get your loan estimate in seconds, and lock your best rate instantly.

Simple process, fast funding

Our smart tech and paperless process make providing documentation a breeze. They also make possible our great rates and speedy process.

Dedicated Loan Officers

Going digital doesn't mean you sacrifice service. Support is there when you need it, however works best for you — by phone, email, chat, or text.


At Last, Mortgages Made Easy


Get pre-approved.

Get pre-approved to find out how much home you can afford and let the sellers know that you are a serious and credible buyer.


Complete the application.

Find your best rate in seconds. The loan estimate shows you what loan terms to expect, should you choose Reali for your mortgage.


Lock instantly.

Found a great rate? Safeguard yourself from future rate increases by locking your preferred rate. If you qualify, you'll receive an email inviting you to lock your rate online.


Connect with your Loan Officer.

Your Loan Officer will work with you throughout the journey. Once we have everything we need, your loan is sent for processing and underwriting.


Reali funds your mortgage!

Now, it's time to schedule your signing appointment! After it's complete and funds are received, your loan is disbursed within a few days.


Compare us to the rest, then choose the best.

Other lenders may have great rates but lousy service and tech. Or premium service, but also a premium price. Here at Reali, we want you to have it all: savings, service, and the smartest tech. Really.

Reali Loans

Other Digital Lenders

Traditional Banks

Rate Savings

$20,000 average savings over the lifetime of the loan*

Anybody’s guess

No way

Lending Fees

No lending fees or commissions

Varies wildly, though some offer no-fee loans

1% origination fee, additional charges for rate lock

Funding Speed

As fast as 21days

Typically 45 days

45 days

Application Process

Completely online

Mostly online, with some steps offline

Half online, half off

Customer Support

Dedicated Loan Officer as single point of contact

Different people at different steps

Just hope the on-hold music is good


Where We Lend

Currently, Reali Loans is offered in twelve states: Arizona, California, Colorado, Florida, Georgia, Illinois, Michigan, Oregon, Pennsylvania, Texas, Virginia, and Washington. We’re always expanding into new markets, so stay tuned!

To get the latest updates, follow us on Facebook or LinkedIn.


Buying in California? Cash Offer is the edge you need to land the home you love.

We give you the edge you need to increase your chances of winning the home you want, and at a lower price, saving you thousands in the process.

Ready to get pre-approved?

Finding a mortgage lender is easy, but finding one with awesome rates and no hidden fees is another story. We must be doing something right, because we made the list of Forbes Best Mortgage Lenders 2021.