Blaise
“I wanted to win my next home without waiting forever and without being held back by not having all the cash on hand. The Cash Offer program let me submit an offer that looked like cash, close in days, and then move into the home I wanted. I didn’t compromise on timing or quality.”
— Blaise R.
Our
Say goodbye to overpaying or losing to another home buyer. With Reali Cash Offer, you’ll have our cash to keep you ahead of the buying pack. Close on your dream home quickly, hassle-free, and at a lower price.
The Reali Shift
Blending high-tech with high-touch, Reali is creating a fundamental shift in real estate to deliver innovative, seamless solutions that make the homeownership journey simple, affordable, and stress-free every step of the way.
PRODUCT OVERVIEW
With Reali’s Cash Offer program, you gain the speed and certainty of a cash buyer while working with our full-service real-estate team.
The Advantage
three-step
We assess your situation, review eligibility, and prepare you to act.
With our partner’s short-term funding, you make a cash-like offer on your next home.
Once you’ve closed the home, you secure a traditional mortgage for the long haul.
What we get asked the most
Here’s a revised FAQ for the “Cash Offer” product from Reali’s perspective, adapted from the Flyhomes Cash Offer FAQ and re-written to reflect that Reali partners with external lenders rather than offering the program directly. You’ll still need your legal/compliance team to review for accuracy and jurisdiction-specific disclaimers.
The Cash Offer program through Reali allows you to make a strong, “cash-like” offer on your next home by using short-term funding from our partner lenders. This gives you the speed and certainty of a cash buyer—then you transition into a long-term mortgage after closing.
With a traditional mortgage, you make an offer contingent on financing and appraisal, which slows the process and can weaken your competitiveness. In our Cash Offer program, the short-term funding is approved ahead of time, eliminating many contingencies and enabling a faster close, making your offer more attractive to sellers.
Because our partner lender provides certified funding and clearance ahead of your offer, sellers have greater assurance of performance. That extra confidence often gives you an edge in competitive multiple-offer situations.
You’ll begin by working with the Reali team and one of our partner lenders to get pre-underwritten for eligibility. We’ll assess your income, assets or equity, credit profile, and home-purchase strategy. Once pre-underwritten, you’ll be ready to use the program.
Yes. While the structure varies by market and lender, you should expect costs associated with short-term funding (fees and interest) plus closing costs like any home purchase. Reali will walk you through the estimate up front so you understand all fees and timing.
You’ll execute a purchase and sale agreement, then the partner lender funds the purchase with the short-term loan and you take title. After closing, you move into your new home. Afterwards, you refinance that short-term loan into a traditional mortgage under your preferred lender (which may be one of our partners or your own selection).
Because the short-term funding is secured ahead of time, sellers have higher confidence your offer will close. However, important contingencies (like home inspection or title issues) still need to be addressed. Reali will guide you on risk, timelines and exit strategies (including your refinance path) so you’re well informed.
777 Mariners Island Blvd. Suite 210 San Mateo, CA 94404
NMLS #991397
777 Mariners Island Blvd. Suite 210 San Mateo, CA 94404
NMLS #991397